EuroEconomica, Vol 17, No 2 (2006)

The impact of the European integration upon banking intermediaries within Romania

Mariana Trandafir


As financial intermediaries, banks play an essential role in the economy by transforming asset s, facilitating risk management, financing trade, enabling capital accumulation and spurring technological innovation. Theoretical and empirical evidence supports the view that integration in the banking sector can enhance overall economic performance via macroeconomic stabilisation, higher levels of efficiency and consumer welfare.


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